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Self Build Mortgages

We are on hand to help you secure the necessary finance to turn your dream self built home into a reality

A self-build can be very daunting. You will have to deal with builders, engineers, architects, the council, and several others who will have a role to play in building the house.  We are on hand to assist you in securing the necessary finance to turn your dream home into a reality.

For a self build mortgage along with the standard documentation you will have to provide the following additional documents: 

 

  • House Plans and Specifications

  • Grant of Planning Permission

  • Fixed Price Contract

  • Site Map

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How much can I borrow?

You can borrow up to 3.5 times your gross income, depending on your circumstances.

For First Time Buyers you can borrow up to 90% of the site cost plus the cost of construction or 90% of the valuation on completion whichever is lower.

Second Time Buyers can borrow up to 80% of the site cost plus the cost of construction or 80% of the valuation on completion, whichever is lower.

You will also have to prove that you can comfortably afford to repay your monthly mortgage repayments.  

 

Have a no obligation chat with Louis, our Mortgage Expert
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Thanks! Louis will be in touch with you soon.